M - MANAGE it; never let it manage you. It is a great slave and a poor master. Love people and use money; not the reverse. It is not money, but the love of money that is the root of all evil.(I Timothy 6:10). in fact, Ecclesiastes 5:10 says that the person who loves money never has enough. Management is what stewardship is all about. It is all God's money and He has given us management responsibility for it.
O - Let it bring you OPPORTUNITIES and let OPPORTUNITY bring money to you. It will enable you to embrace those opportunities as they come along and seizing opportunities for success will enable you to accumulate more. In Luke 10, the Good Samaritan could not have been as helpful to the wounded and robbed man if he had not had the money to pay for his care.
N - Take care of the NECESSITIES before you start on the frivolities. Though not always seen as a necessity by all, building a business, profession, or income form the future is essential. Build your source of income first before you build a lifestyle. (Proverbs 24:27). we also need to have the integrity to pay our bills before we purchase luxuries.
E - EXPAND the reach of your influence using money as a tool. Proverbs 11:25 says that a generous man will prosper. Proverbs 22:9 says that he will be blessed. Proverbs 17:8 says that "a bribe is a charm to the one who gives it; wherever he turns, he succeeds." Since verse Proverbs 17:23 frowns on bribes being received to pervert justice, this might be understood as a gift given to open doors in a business relationship. Money in good peoples' hands can do a lot of good in the world.
Y - Say "YES" to options, yes to people, and yes to God. How many times have you had to say "no" because you were in financial bondage to debt or lack of positive cash flow? Money can be a tool for freedom in its proper perspective. II Corinthians 1:20 says, " For no matter how many promises God has made, they are "Yes" in Christ. And so through him the "Amen" is spoken by us to the glory of God."